Frequently Asked Questions
These questions and answers were prepared by the attorneys at Rubenstein Law.
General Questions
Will my case go to court?
Most of the cases our firm handles settle without needing to file a lawsuit. If there is a reason...
Who pays for the costs in my case? Are they included in the percentage fee?
Like most personal injury firms, our firm requires that these costs be paid back out of your sett...
How much will you charge me for handling my case?
Please see the document called Authority to Represent. That document explains our fee in detail, ...
How long will my case take?
Certain problems may delay a case, such as insurance companies not cooperating, large hospital bi...
How much money will I get?
Many factors affect how much you will receive, such as: how badly you are injured how long yo...
What does your firm do? How do you handle my case?
Robert Rubenstein is in charge of your case, but we work as a team. The team includes attorneys i...
Should I use an attorney or handle the case myself?
In making this decision, you may want to consider the following: ABC news reported that Allstate...
Medical Bills
What happens if I lose my case? Will I owe money to my doctors?
Although we can make no guarantee, we have been very successful in favorably resolving our client...
Who pays for my doctors? Will I owe money to my doctors at the end of my case?
If we accomplish that, you will not owe your doctors money. Although we can make no guarantee, we...
Auto Insurance
Will my or my family member’s insurance rates go up if I receive PIP benefits?
The use of PIP benefits should not cause you or your family member’s insurance rates to go up.
Florida Auto Insurance
Why do I have to use my own PIP insurance?
The law in Florida as to how PIP insurance works is very specific, and there are only certain cir...
How Much of My Medical Expenses and Lost Wages Will PIP Pay?
PIP insurance in Florida pays up to a total of $10,000 for the following expenses: 80% of ...
What is Personal Injury Protection (PIP) or No-Fault Insurance?
Personal Injury Protection (PIP) is insurance that goes toward your medical bills and lost wages ...
Massachusetts Auto Insurance
Why do I have to use my own PIP insurance?
In Massachusetts PIP Insurance is Mandatory for all drivers and is meant to pay for any medical ...
How Much of My Medical Expenses and Lost Wages Will PIP Pay?
In Massachusetts PIP insurance covers up to $8,000 in medical costs, lost earnings and replacemen...
What is Personal Injury Protection (PIP) or No-Fault Insurance?
Personal Injury Protection (PIP) is insurance that goes toward your medical bills and lost wages ...
Property Damage
What do I tell the insurance company about my property damage?
Make sure that you let the insurance companies know that you are represented by our firm, but tha...
What documents should I sign?
Do not sign any release unless it says “PROPERTY DAMAGE ONLY RELEASE.” If you have any doubt if t...
Where can I take my vehicle to get repaired?
Remember that you have the right to have your vehicle repaired wherever you choose. The insurance...
What does rental car coverage on my insurance policy cover?
If you have rental car coverage on your policy, you will have access to a rental car while your c...
What do I do if I don't have collision coverage?
If you do not have collision coverage, you can make a property damage claim against the responsib...
What do I do if I have collision coverage?
If you have collision coverage on your policy, you can make a claim with your own insurance compa...
How can I get reimbursed for the tow and storage fees?
Send us any towing and storage receipts. We will submit them to the at fault insurance company to...
What should I do about my car being put in storage?
You have a duty to reduce damages. Contact your insurer to see if the insurer is willing to remov...
What kind of photographs should I take?
Take photographs of your vehicle before it is repaired or before the insurance company takes poss...
What should I do when the insurance calls me?
Schedule an inspection of your vehicle with the property damage adjuster. Make sure that you do n...
Other Questions
What is the document called Statement of Client's Rights that you gave me?
This is a disclosure that The Florida Bar requires all attorneys give to their clients in persona...
My claim is against my landlord. Will they evict me?
If you have a lease for a certain period of time, your landlord is not permitted to end your leas...
How will my case affect my health insurance?
Your health insurance will not be affected by your personal injury case. However, any medical car...
How will my case affect my government benefits (Medicare, Medicaid, SSI, SSDI, Food Stamps, Public Housing)?
There are a variety of ways to protect your benefits, and our firm will be happy to help you choo...
Who will pay for the wages I lost when I was too hurt to go to work?
For the remaining unpaid portion, and for cases where there is no PIP insurance, the amount of yo...
Other Massachusetts Questions
My claim is against my landlord. Will they evict me?
Under Massachusetts Law if you have a lease for a certain period of time, your landlord is not pe...